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CRE-AI-Skills/README.md

CRE AI Skills: Skills for commercial real estate due diligence

A library of skills for commercial real estate due diligence and legal review. Each skill is a standalone workflow for a specific CRE task: rent roll audit, operating expense review, Phase I ESA review, ALTA survey and title commitment review, PSA clause-by-clause analysis, loan document review, estoppel certificate tracking, lease-to-system (Yardi/TRIRIGA/IWMS) reconciliation, and more. Works inside Claude, ChatGPT, Gemini, or any model that reads a system prompt. No API keys. No dependencies.

Each skill is a self-contained folder with a SKILL.md entry point, a README.md, a CHANGELOG.md, and supporting references/ files. Drop the ones you need into your own Claude Code setup — no orchestrator, no dependencies.

Every SKILL.md conforms to the open Agent Skills format — the same spec used by Claude, Cursor, VS Code, GitHub Copilot, Gemini CLI, and ChatGPT/Codex — so these skills work anywhere that standard is supported, not just in Claude Code.

Skill index

Skill What it does
deal-document-intake-parser Classifies, extracts, and normalizes a full deal package (rent roll, T-12, OM, PSA, title, ESA, PCR) into structured data for downstream skills
rent-roll-auditor Audits a multifamily/mixed-use rent roll against market rents and the T-12; unit-level exception report covering loss to lease, occupancy, and concentration
operating-expense-auditor Audits a trailing operating statement and produces a line-by-line adjusted expense schedule reconciled to an underwriting basis
property-condition-and-environmental-review Reviews PCA/PCR and Phase I ESA reports; capital needs schedule, deferred maintenance estimate, CapEx program, and environmental risk summary
submarket-study Structured submarket study covering rent positioning, comparable sales, supply pipeline, demand drivers, and market cycle position
tenant-credit-and-exposure-analyst Evaluates tenant creditworthiness, concentration, and lease durability; tenant quality score, watchlist, and downside vacancy case
psa-reviewer Clause-by-clause purchase and sale agreement review; annotated issue list covering contingencies, reps and warranties, and closing mechanics
title-and-survey-reviewer Reviews a title commitment and/or ALTA survey; classified exception list, encumbrance impact analysis, and curative items
loan-document-reviewer Reviews loan documents against the term sheet; term deviation report, covenant summary, and guaranty scope assessment
estoppel-and-insurance-tracker Tracks estoppel certificate collection against the PSA threshold and verifies the insurance program before closing
lease-to-system-auditor Compares executed leases and amendments against a lease administration or IWMS export (Yardi, TRIRIGA, Lucernex, MRI); every disagreement cited to clause and page

Underwriting (skills/underwriting/)

Skill What it does
acquisition-model-builder Builds a 5-year acquisition pro forma and runs a 27-scenario stress test for a multifamily or mixed-use acquisition; income waterfall, OpEx schedule, debt service, CapEx overlay, and returns (cap rate, IRR, equity multiple, DSCR, cash-on-cash, debt yield)
scenario-stress-tester Runs 27 scenario permutations on an existing base case model, varying rent growth, expense growth, and exit cap rate; probability-weighted returns, best/worst cases, threshold stress tests, and variable sensitivity ranking
ic-memo-writer Compiles a full investment committee memorandum from completed due diligence and underwriting outputs — executive summary, market and tenant analysis, financials, scenario results, risk assessment, and recommendation

Financing (skills/financing/)

Skill What it does
lender-sourcing Qualifies a deal against every lender category (Agency, CMBS, bank, bridge/debt fund), identifies 2-3 specific lender sources per qualified category, and produces a weighted-ranked lender package with a submission checklist
quote-comparator Normalizes multiple lender quotes to a common basis and scores them on a weighted matrix (rate, leverage, flexibility, execution certainty, prepayment, timeline); ranks the top three with risk assessment and cost-of-capital impact
term-sheet-builder Assembles a draft term sheet and financing recommendation from a selected lender quote — full loan terms, recalculated deal metrics, sources and uses, conditions and risks, and a legal review handoff

Installation

Each skill works with Claude Code, Claude Projects, ChatGPT Custom GPTs, Cursor, Gemini, and any LLM tool that accepts a system prompt.

Claude Code — personal skills (all projects)

Claude Code expects each skill's SKILL.md one level directly under ~/.claude/skills/<name>/. Most skills in this repo sit right under skills/, but the underwriting/ and financing/ skills are one level deeper, so a plain cp -r skills/* would nest them too deep to be discovered. This installs every skill regardless of nesting:

git clone https://github.com/cre-ai-skills/CRE-AI-Skills.git
find CRE-AI-Skills/skills -name SKILL.md -exec dirname {} \; | while read -r d; do cp -r "$d" ~/.claude/skills/; done

Claude Code — project skills (one project only)

mkdir -p .claude/skills
cp -r /path/to/CRE-AI-Skills/skills/rent-roll-auditor .claude/skills/
cp -r /path/to/CRE-AI-Skills/skills/underwriting/acquisition-model-builder .claude/skills/

Claude Code — no install, current session only

claude --add-dir /path/to/CRE-AI-Skills/skills/rent-roll-auditor
claude --add-dir /path/to/CRE-AI-Skills/skills/underwriting/acquisition-model-builder

Claude Projects, ChatGPT, or any other LLM tool

Open the skill's SKILL.md file and paste its contents into your project's custom instructions, system prompt, or knowledge base. Include the matching files under references/ if the skill calls for them.

Repository structure

CRE-AI-Skills/
└── skills/
    ├── <skill-name>/
    │   ├── SKILL.md        # entry point: frontmatter + full skill instructions
    │   ├── README.md        # human-readable overview
    │   ├── CHANGELOG.md     # version history
    │   └── references/      # supporting reference material the skill draws on
    ├── underwriting/
    │   └── <skill-name>/    # same layout, grouped under the underwriting workflow
    └── financing/
        └── <skill-name>/    # same layout, grouped under the financing workflow

Disclaimer

These skills are educational and informational resources, not production software for making investment, financing, or legal decisions. Outputs are for reference and learning purposes only and do not constitute financial, legal, investment, or tax advice. Always consult qualified professionals — licensed attorneys, CPAs, commercial real estate brokers, and financial advisors — before acting on any analysis these skills produce.

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