VisacardPay is a cryptocurrency card issuance and payment management system. It is designed to help you quickly build your own crypto card distribution platform, supporting bulk issuance of Visa/Mastercard virtual and physical cards, automatic USDT deposits, real-time fiat settlement, and a complete agent distribution system. Similar to crypto card projects like THPAY / WildCard.
- 💳 Virtual Card Management: Supports real-time application, activation, freezing, and cancellation of Visa/Mastercard virtual cards.
- 💰 Multi-Currency Wallet: Native support for deposits in over 50 cryptocurrencies including USDT, ETH, BTC (across multiple blockchains like TRC20/ERC20), with automatic conversion to 20+ fiat currencies such as USD and EUR.
- 🔄 Automatic Settlement: Integrated with exchange liquidity interfaces to achieve millisecond-level conversion from USDT to fiat.
- 📊 Agent System: Supports an infinite-level agency model with customizable commission rates for card issuance fees and deposit fees.
- 🛡️ Risk Control System: Built-in KYC (Know Your Customer) verification processes and high-risk transaction interception (KYC can be disabled).
- 🔌 Developer API: Provides comprehensive API documentation to facilitate third-party merchants in integrating card issuance capabilities.
- Deposit Methods: Alipay, WeChat Pay, USDT. No KYC required, no annual fees, and no minimum deposit amount.
- Global Services: Multi-currency wallet and global card issuance services.
- Fast Account Opening: Provides low-cost, high-efficiency local bank accounts.
- Quick Withdrawal: Supports automatic order synchronization from major platforms.
- Competitive Rates: Fees are significantly lower than industry standards.
- Backend Framework: ThinkPHP 6.0
- Database: MySQL 5.7 / 8.0
- Cache: Redis (used for queues and high-frequency configurations)
- Runtime Environment: PHP 8.0+ (Recommended 8.1), Nginx
- Encryption: OpenSSL (RSA/AES)
Telegram: For commercial source code, please contact @Bannedoo
VisacardPay is a digital wallet and card issuance service platform (Virtual/Physical Crypto Card Platform, Crypto Wallet, similar to Alipay).
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Core Service: Primarily provides Visa / MasterCard virtual and physical card services to users.
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Crypto Card Model: Supports cryptocurrency deposits (e.g., USDT), which are automatically converted into fiat currency (USD/HKD, etc.) and deposited into the card.
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Global Payments: Issued cards can be used globally at online merchants supporting Visa/Mastercard (Amazon, Netflix, OpenAI, etc.) and offline POS terminals.
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Major Payment Integration: Supports binding with Alipay and WeChat Pay for consumption, addressing a core need for many users.
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Multi-Currency Account: Supports exchange and management of multiple currencies such as USD, HKD, and CNY.
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Financial Services: Supports wealth management modes, flash exchange, payments/collections, internal transfers, currency exchange, and crypto purchasing.
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Mobile Wallets: Supports Apple Pay and Google Pay.
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Dual Clients: Available for both Android and iOS.



